Vision
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Hightop is a mobile app that allows everyone to access DeFi opportunities while abstracting all the complexities. It is powered by an AI agent—your personal Private Banker—over which you have full custody and control.
- Earn effortlessly: AI executing & optimizing yield autonomously between top blue-chip DeFi protocols
- Buy your favorite assets: discover, buy & swap crypto assets, whether native crypto assets or tokenized financial assets (eg. tokenized funds or NVIDIA)
- Borrow against your deposits: take a loan instantly, at predictable and competitive terms.
All powered by:
- AI: offering smarter, fully managed, and more personalized investment strategies
- Ripe: our lending protocol that enables instant liquidity at predictable and competitive rates while supporting assets’ unique compliance needs.
- Underscore: our agent platform that allows agents to interact with DeFi with trust and security at the core. (more details coming soon)
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How to get started
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📥 Download Hightop & get 10 USDC to play with!
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Release notes
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Things are still very early, but as they say: this is the worst it will ever be!
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Current live version
- Onboarding: embedded wallet powered by Turnkey
- Deposit methods: crypto assets only
- Earn: invest across different protocols and assets (see more details below).
- Earnings are instant & fee-free: you earn per block, we absorb all gas fees.
- Automatic rebalancing: assets are automatically rebalanced every hour to the highest APY (can be optionally disabled).
- Wallet: you can view your available and invested assets in your wallet.
- Private banker chat: you can ask your private banker about APYs, TVL, features, risk, etc.
- Base L2: when you deposit, make sure you use a valid Base wallet.
- Self-custody and control: the AI wallet is a smart contract wallet with which the AI agent can interact (eg. deposit, withdraw, rebalance yield opportunities, etc.). Only you can take funds out of it, using the account you signed up with during onboarding.
- To get started, you will all find 10 USDC to play with (fyi, these funds cannot be withdrawn)